⚖️ PPP Fraud Complaint

📢 Official Public Statement from Co-Owner Jimmi Kendrick

As the founder and 50% co-owner of Core Versatility LLC, I am issuing this formal public statement to raise awareness, protect the public, and prevent others from becoming victims of financial deception. This message reflects my direct experience involving serious acts of deception committed by my former business partner, Maria Onesimo.

In 2020, a Paycheck Protection Program (PPP) loan was fraudulently obtained under Core Versatility LLC without my knowledge, consent, or authorization. Although I am legally documented as a 50% owner on the Articles of Organization, Maria Onesimo independently filed for and secured the loan, deliberately excluding me from correspondence, documents, and lender communications.

She falsely claimed to be the sole (100%) owner of the company and submitted the application with the assistance of Max Edja of D&E Business Consulting, the accountant involved in the filing. Their misrepresentation resulted in a federally backed PPP loan of $20,325 issued by Colorado Lending Source Ltd. (now B:Side) under false pretenses.

Impact on Core Versatility LLC

Maria’s actions, as I understand them, forced Core Versatility LLC into severe financial and operational hardship. The financial deceptions created irreparable strain and led to tax delinquency issues for the company. Maria and I were co-owners of both Core Versatility LLC and Jimar Logistics.

Behind my back, with the aid of Max, Maria took PPP loan money from both companies and siphoned it into different accounts and entities that I was not aware of. The approximately $20,000 PPP loan connected to Core Versatility LLC was diverted into an account I did not know existed. Likewise, the approximately $500,000 PPP loan connected to Jimar Logistics was siphoned into a separate account that Maria created independently, without my knowledge.

In simple terms: Their deceptive actions pushed my company into financial ruin and left our tax and accounting foundation in shambles. This behavior aligns with a broader pattern of deceitful and manipulative conduct that others should be aware of.

🔎 Businesses Currently Operated by Maria Onesimo (San Diego, CA)

• Nigeria Breeze
• Jimar Logistics
• ALL African Market

She has also previously gone by the name Maria DeCoste via marriage to Marc Decoste. This may be relevant for lenders, partners, or agencies conducting due diligence or identity verification.

If you encounter irregularities in financial filings, loan documents, tax submissions, or business ownership records involving Maria Onesimo, D&E Business Consulting, or Max Edja, I strongly encourage you to contact your lender, the SBA, or local authorities immediately.

Public transparency and vigilance are essential to preventing repeated fraud, holding bad actors accountable, and protecting honest business owners from further harm. I believe there are individuals who exploit weaknesses in oversight to commit fraud at an alarming rate, often without sufficient government intervention. As American citizens, we have a responsibility to speak out against those who abuse our financial systems and to demand stronger protections for honest taxpayers and business owners.

— Jimmi Kendrick
Founder & Co-Owner

📁 Fraud Report

Navigate through key evidence documents below:

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📄 Official Documents & Supporting Evidence

All supporting documentation is available below for download and review:

🚨 Report Information & Tips

If you have additional information, evidence, or have been affected by similar fraudulent activity, please submit a detailed report below. Your information helps build the case and protects others.

🎥 Video Evidence

This video contains direct verbal admission related to the fraudulent activity described on this page. It has been included as part of the evidentiary record.

Note: Some browsers restrict autoplay with sound. If sound does not play automatically, click the unmute button.

⚖️ Additional Evidence: Court Summons

The following official court summons further illustrates the consistent pattern of fraudulent and deceptive business behavior exhibited by Maria Onesimo. This document shows her being named as a defendant in an ongoing fraud-related civil case, reinforcing the credibility of this complaint.

Case Details

• Plaintiff: San Diego Beer & Wine Inc., and Ezat Aziz (individual)
• Defendants: All African Market LLC (California LLC), Maria Onesimo (individual), Gung Poe LLC (California LLC), and Does 1–20
• Court: Superior Court of California, County of San Diego
• Case Number: 37-2024-00009623-CU-FR-CTL
• Filing Date: February 29, 2024
• Attorney for Plaintiff: John M. Easton, 701 B Street, Suite 1570, San Diego, CA 92101
• Service Date: March 12, 2024

📋 Core Versatility LLC – Corporate Documentation

View the full Articles of Organization and Operating Agreement filed with the Colorado Secretary of State, demonstrating legitimate 50% co-ownership.

⬇️ Download Full Corporate Filing (PDF)

🌐 Public Profiles, Business Records & Property History

The following public profiles, business records, and address history are included to further document my relationship to Core Versatility LLC, my role as the original owner, and my connection to the property at 5586 Crooked Creek Drive. These records also provide additional context regarding Maria Onesimo (also known as Maria DeCoste) and Max Edja.

🔗 LinkedIn – Maria Onesimo

Public LinkedIn profile associated with Maria Onesimo, my former business partner in Core Versatility LLC.

🔗 LinkedIn – Max Edja

Public LinkedIn profile for Max Edja, the accountant at D&E Business Consulting who assisted with the PPP filing.

🌐 Public Profile – “Maria DeCoste”

Additional public profile associated with Maria Onesimo, using the name Maria DeCoste.

🏢 Buzzfile – Core Versatility Business Listing

Buzzfile listing confirming that I am the original owner of Core Versatility. It reflects the company’s early history as a janitorial business based at my father’s address in Chattanooga, Tennessee.

📍 TruePeopleSearch – Glenn Kendrick & 5586 Crooked Creek

Public record documenting my father, Glenn Kendrick, and the property at 5586 Crooked Creek Drive, which was the original business address for Core Versatility in 2012.

⚖️ Trellis – San Diego Beer & Wine Inc vs All African Market LLC

Case record on Trellis for San Diego Beer & Wine Inc vs All African Market LLC, an active court case involving Maria Onesimo and allegations of fraudulent conduct.

🌐 Nigeria Breeze – Official Website

Link provided for public reference regarding the Nigeria Breeze restaurant.

📸 Instagram Maria Onesimo – Restaurant

Instagram restaurant.

Business Formation & Ownership Timeline

This Buzzfile listing for Core Versatility confirms that I am the original owner of the company. I first established Core Versatility in Chattanooga, Tennessee, in 2012 as a janitorial business, which reflected my professional background at the time. The business address then was my father’s residence at 5586 Crooked Creek Drive, under the name of my father, Glenn Kendrick.

Importantly, Maria Onesimo did not immigrate to the United States until 2013, which is after Core Versatility was created. This timeline demonstrates that she had no involvement in the original establishment of the company. In 2019, I reincorporated Core Versatility in Colorado as a transportation company and subsequently added Maria as a partner.

I present this record and timeline as part of my evidence supporting my allegation that she later engaged in fraudulent activity by obtaining loans in the names of other individuals’ companies without their knowledge or consent.

Nigeria Breeze Restaurant – Ownership & Seed Investment

In addition to my work with Core Versatility LLC, I also entered into a restaurant venture called Nigeria Breeze with Maria Onesimo. As part of that venture, I contributed seed money and was, to my understanding, included in the ownership structure of the business.

I am including the attached PDF titled “Nigeria Breeze Ownership & Investment Evidence”, which I present as documentation of my involvement and initial capital investment in the restaurant. Despite that investment, I allege that I did not receive a single dollar in return, profit, or distribution from the business.

From my perspective, this experience with Nigeria Breeze is part of a broader pattern of financial misconduct and deceptive behavior by Maria Onesimo. Taken together with the PPP loan issues and other records on this page, I offer this restaurant investment as additional context for authorities, lenders, and members of the public who may be evaluating her business practices.

⬇️ Download Nigeria Breeze Ownership Evidence (PDF)

Property & Address History – 5586 Crooked Creek Drive

I am also including the following record as additional evidence of my connection to the property at 5586 Crooked Creek Drive, which is my father’s home and was the original business address for Core Versatility in 2012. I want to state clearly that Maria had no involvement with the company at that time.

Core Versatility was established in 2012, and Maria did not immigrate from Nigeria to the United States until 2013, after the company was already formed. I did not meet Maria until 2017, and I added her as a partner in 2019. I allege that the deceptive loan activity in question occurred in 2020.

I present the public record at the link above as further documentation of my association with 5586 Crooked Creek Drive and my father, Glenn Kendrick.

📞 Contact Information & Resources